Your cash flow may be tight and refinancing or restructuring the mortgage could offer an solution. People refinance to:
We need to know the current value of your home, the current mortgage amount.
Which bank is it with? Fixed or variable?
We need to know your present circumstances in detail and to provide you options on what to do.
Amortizations range from 5 years to 40 years. There are many ways in which to help and help is what we have to do. The scope of products available today is radically different from what it used to be.
We have seen almost every situation known. You have nothing to lose and at the very least, you can gain advice and suggestions.